Flood Damage Info for the Kenton, Ada, Bellefontaine Ohio & Surrounding Areas
Few disasters can ravage a home like a flood. Understanding the cause, what to look for, and how to prepare are the secrets to protecting your home and possessions from flood waters.
Floods are the most common natural disaster worldwide, accounting for 40% of all natural disasters. They cause billions of dollars in damage to life and property in the United States every year. With no specific season, they can happen anywhere, and at any time. Unfortunately, only a small percentage of Americans (less than 15%) have any sort of flood insurance at all, although the percentage may be locally higher in extreme flood risk areas. High risk areas pose a 26% chance of flooding over the life of a thirty year mortgage. All federally or insured mortgage homeowners in these areas are required to purchase flood insurance. In moderate to low risk areas, the danger of flooding is reduced but not eliminated. Flood insurance is not required, but is recommended.